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  Purchase a House

Home Ownership Is Just A Step Away

You need a home FHA home purchase loan that’s best for you and the right advice.  It’s an important decision for you, we know. The experienced FHA mortgage professionals at FHA123.com will work with you every step of the way. 

FHA Mortgage for Homeowners

Purchasing a home is an important part of  life's financial achievement and for some, it is even a dream come true. At FHA123.com we understand the importance of this decision and it is our goal to make your transition into a home enjoyable. We will do our best to ensure that getting you into your new home is a pleasant experience.

FIRST STEPS TO FIRST TIME HOME OWNERSHIP

When you begin to consider purchasing a home,  it is important that you follow a few simple steps to ensure that the process runs smoothly.

The first thing you should do is get pre- approved. FHA123.com can help you.  This is a important step and will let you know what type of home you can afford based on your monthly income and expenses.  The peace of mind that comes with knowing that your mortgage loan and credit report have been approved will allow you to shop for your new home with confidence.

Buying a home with a FHA loan

GET STARTED HERE

  1. When you get pre-approved through FHA123.com,  you have buying power!  You will have an advantage over other buyers in the market. We can work directly with you and your licensed realtor.
  2. Start your search for home,  when you find a home and are ready to make an offer,  the fact that you have already been pre-approved for your loan amount will give the seller confidence in you as a buyer.
  3. After your offer is accepted, you can meet with an attorney to start the legal review process.
  4. Then the next step is going thru the final mortgage application process, which involves the processing of your mortgage all the way to closing.

FHA for First-Time-Home-Buyers

A FHA mortgage makes owning your own home possible,   by making it easier to get approved for a FHA loan, which is less difficult than obtaining a traditional loan.  The FHA began to help promote first time homebuyers purchase their first home, which is very rewarding.

KEY BENEFITS TO A FHA MORTGAGE

  • Minimum down payment of 3.5 %.
  • Your down payment can be gifted to you.
  • Easy credit qualifying.
  • Low fixed rates available
  • A FHA loan allows seller concessions for closing cost up to 6% of your home purchase price. The closing costs can be financed into the loan.
  • Several Property types eligible, includes 1 - 4 units, approved FHA condos, town homes,  modular homes, and manufactured homes.
  • Chapter 7 and 13 bankruptcies are allowed as long as certain stipulations are met.

Get Started Today, apply online  it is as easy as 1-2-3.


Apply for a FHA Loan NJ Option with Help from FHA123


FHA loans provide those in New Jersey with the opportunity to purchase a home more easily and with fewer requirements. But before you apply for a FHA loan NJ option, it’s necessary to learn more about FHA loans and the process of applying for and receiving your loan. At FHA123.com you’ll encounter all the resources and assistance you need to ensure your complete understanding of FHA loans and the process of applying for and receiving your loan.

Whether owning a home in New Jersey has been your dream or you’re simply ready to move forward and gain greater financial footing, FHA123.com is the right place to turn to for the necessary information about FHA loan NJ options. The great thing about FHA123.com is that you’ll receive professional support throughout the entire loan process. We can advise you before you apply for a loan to make sure that an FHA loan is a prudent option based on your situation; if you do apply for an FHA loan, then we will be there every step of the way so you can receive your loan and purchase your home without much delay.

Apply for a FHA loan NJ option today with help from FHA123.com. You can learn more about the process and how to apply by simply browsing through the rest of our FHA123.com website. If you have any questions or need professional counseling, then don’t hesitate to contact us directly at 800-FHA-1245.


View Our Featured Video:

Learn How to Qualify for an FHA Loan in New Jersey

It's easier than you think to qualify for an FHA Loan in New Jersey and with the help of FHA123.com, you can finally achieve your dream of being a homeowner

 

 

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