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  FHA Streamline Refinance Loans

It’s as easy as 1-2-3.

An FHA streamline refinance is the solution if you already have an existing FHA loan. This quick, low cost refinance will provide you with more money each month.

Our experienced FHA mortgage experts are ready to work with you on a new FHA loan.  The benefit of streamline refinance is an immediate monthly savings.  By lowering your current interest rate,  you would have more money in your pocket every month.  You could save up to hundreds of dollars monthly,  thousands of dollars annually and over the life of your loan.  Low fixed rates available. APPLY ONLINE!

HOW DOES A STREAMLINE WORK ?

FHA has permitted streamline refinances on insured mortgages since the early 1980's. The "streamline" refers only to the amount of documentation and underwriting that needs to be performed by the lender,  and does not mean that there are no costs involved in the transaction.  The basic requirements of a streamline refinance are:

  • The mortgage to be refinanced must already be FHA insured.
  • The mortgage to be refinanced should be current (not delinquent).
  • The results of the refinance are to lower the principal and interest payment only.
  • No cash may be taken out of the mortgage.
  • The new loan cannot exceed the original loan amount.

TO GET STARTED, WHAT DO I NEED ?

We have professional and FHA experienced staff ready to process your FHA streamline refinance.   To close your loan quickly and efficiently we will need these standard documents to get started:

  • Original mortgage note.
  • Valid identifications for all borrowers.
  • Home owners insurance declarations page.

Start saving today, apply online - it is as easy as 1-2-3.

 

Featured Article:

Lower Your Monthly Payments and Rates with an FHA Streamline Loan NJ Option

For those with current FHA loans, an FHA streamline loan NJ option can lead to lower rates, lower monthly payments, and thus more money available at the end of each month. If you have a current (not delinquent) FHA loan and are interested in this type of refinancing, then now is the time to learn more and find professional FHA streamline loan assistance.

The FHA streamline loan NJ option is a quick and low cost way to refinance. Some of the basic requirements include: the mortgage to be refinanced must already be FHA-insured; the mortgage to be refinanced should be current and not delinquent; no cash may be taken out of the mortgage; and the new loan can’t exceed the original amount of the loan. If you satisfy these basic requirements, then the next step is to begin the streamlined FHA loan NJ process with FHA123.com. You will need a few documents to begin- including the original mortgage note, valid identifications for the borrowers, and your home owners insurance declarations page. You can begin by applying online through our website or by simply getting in touch with one of our FHA streamline loan refinance experts.

If you can benefit from an FHA streamline loan NJ option, then now is the time to find the information and help you need. Apply today within our website or just give us a call at 800-FHA-1245. You can also learn more about streamline refinancing by browsing through our website.

 

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