Home Page
Purchase a House
Refinance a House
Loan Options
FHA Learning Center
Reverse Mortgages
Apply For a Loan
About FHA123.com
FHA123.com BLOG
Contact FHA123.com
Powered by Mortgage Rates
 
  FHA Home Loans

What is an FHA Home Loan?

An FHA loan is a federally insured loan guaranteed by the (FHA) Federal Housing Administration, which has been insuring mortgages since 1934 and is administered by (HUD) Housing and Urban Development.

FHA loans are very popular for all consumers with different credit types and offer many attractive features to borrowers. In today’s mortgage market FHA loans are being sought by borrowers with less than perfect credit and also borrowers with good credit for many beneficial reasons. It is easier to qualify for a FHA mortgage, than a traditional conventional loan.

FHA LOAN BENEFITS

  • Low closing costs.
  • Low down payments( Only 3.5 % down )
  • Purchase loans and refinance loans available
  • Debt consolidation refinancing.
  • Loan limits increased up to $ 729,750. nationwide
  • Fixed rate mortgages available.
  • Easy credit qualifying. Those with less-than-perfect credit are more easily approved for a loan,  today prime borrowers are also taking advantage.
  • FHA loans can offer a better interest rates.
  • FHA jumbo loans have more attractive rates than conventional programs

WHATS REQUIRED FOR ELIGIBILTY ?

  • You must have a valid Social Security Number and be a legal resident of the United States.
  • We need to verify if you can qualify for the mortgage,  by checking your income, assets,  credit history and debt ratios.  
  • Your credit score once examined will help us determine the interest rate you may qualify for.

Apply online - it is as easy as 1-2-3.

 

Make Homeownership Dreams Come True with FHA Loan Passaic Assistance

Owning a home in Passaic, New Jersey has been a dream of yours, but you are worried that the more traditional manner of obtaining a home loan will be too difficult. Whether you are worried you have too small of a down payment or too low of a credit score, it is still possible for you to qualify for a loan that will allow you to purchase a home in Passaic. With FHA Loan Passaic assistance from FHA123.com, you will have a much better opportunity at achieving your dream of home ownership in Passaic.

If you think you can’t qualify for a loan to buy a Passaic home, then think again! Now is the right time to look to FHA123.com for professional FHA loan Passaic assistance. With a low down payment requirement and other advantages, an FHA loan NJ option can prove to be the best way for you to reach your goal of home ownership. At FHA123.com we proudly offer a great deal of useful information regarding FHA loans, but we will also be there to assist you throughout the entire loan process so you can have a better chance at receiving your loan more quickly and without much stress involved.

Your Passaic, NJ homeownership dreams can come true with the right FHA loan Passaic assistance from FHA123.com. If you’d like to learn more about FHA loans or apply for an FHA loan, then you can do so on our website. If you have any questions or need help, then feel free to contact us today at 800-FHA-1245.

 


View Our Featured Video:

Receive Help When Applying for an FHA Loan in New Jersey

FHA Loan New Jersey, FHA Loan NJ,

Find out more about FHA New Jersey by contacting us today!

 

BUY A HOUSE | REFINANCE A HOUSE | LOAN OPTIONS | FHA HOME LOANS | FHA LEARNING CENTER | REVERSE MORTGAGES | APPLY 1-2-3
FIRST-TIME HOMEBUYER | FHA 203(K) | JUMBO LOANS | DEBT CONSOLIDATION LOANS | FHA STREAMLINE REFINANCE | USDA HOME LOANS
HOME | ABOUT US | CONTACT US | LICENSES | PRIVACY POLICY

© 2010 FHA123.com ® - All rights reserved. FHA123.com is a protected U.S. Trademark.

FHA123.com, DBA Regional Home Mortgage, is not the FHA or HUD and is not affiliated with any government agency.
Regional Home Mortgage is approved by HUD as an FHA correspondent lender.

Click to verify BBB accreditation and to see a BBB report. Mortgage Bakers Association of New Jersey Equal Housing Opportunity